/* ── RESET & BASE ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #1b2d5e;
  --navy-dark:   #111e3f;
  --navy-mid:    #243870;
  --blue:        #2563eb;
  --blue-light:  #eff4ff;
  --blue-mid:    #dbeafe;
  --gold:        #b5840f;
  --gold-light:  #fdf6e3;
  --gold-pale:   #fef9ec;
  --gray-50:     #f8f9fb;
  --gray-100:    #eef0f4;
  --gray-200:    #e2e5ec;
  --gray-300:    #c8ccd6;
  --gray-500:    #6b7280;
  --gray-700:    #374151;
  --gray-900:    #111827;
  --white:       #ffffff;
  --radius-sm:   6px;
  --radius-md:   12px;
  --radius-lg:   20px;
  --shadow-sm:   0 1px 3px rgba(0,0,0,.07), 0 1px 2px rgba(0,0,0,.04);
  --shadow-md:   0 4px 20px rgba(0,0,0,.08), 0 1px 4px rgba(0,0,0,.04);
  --shadow-lg:   0 12px 40px rgba(0,0,0,.10), 0 2px 8px rgba(0,0,0,.05);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--gray-900);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

h1, h2, h3, h4 { line-height: 1.25; letter-spacing: -.02em; color: var(--navy); }
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); font-weight: 600; }
h3 { font-size: 1.1rem; font-weight: 600; }
p  { color: var(--gray-700); }

/* ── LAYOUT ── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 1.5rem; }
.container-sm { max-width: 780px; margin: 0 auto; padding: 0 1.5rem; }

/* ── LABELS ── */
.section-label {
  display: inline-flex; align-items: center; gap: .5rem;
  font-size: .72rem; font-weight: 700; letter-spacing: .1em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: .9rem;
}
.section-label::before {
  content: ''; display: block; width: 22px; height: 2px; background: var(--gold);
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; gap: .45rem;
  padding: .75rem 1.75rem; border-radius: var(--radius-sm);
  font-size: .95rem; font-weight: 500; cursor: pointer;
  transition: all .18s; text-decoration: none; border: none;
}
.btn-primary { background: var(--navy); color: var(--white); }
.btn-primary:hover { background: var(--navy-dark); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; color: var(--navy); border: 2px solid var(--navy); padding: calc(.75rem - 2px) calc(1.75rem - 2px); }
.btn-outline:hover { background: var(--blue-light); transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--white); }
.btn-gold:hover { background: #9a6f0c; transform: translateY(-1px); box-shadow: var(--shadow-md); }

/* ── NAV ── */
nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--gray-100);
}
.nav-inner {
  max-width: 1100px; margin: 0 auto; padding: 0 1.5rem;
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-size: 1.15rem; font-weight: 700;
  color: var(--navy); letter-spacing: -.02em;
  display: flex; align-items: center; gap: .5rem;
}
.nav-logo-mark {
  width: 34px; height: 34px; border-radius: 8px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  font-size: .8rem; font-weight: 700; color: var(--white); letter-spacing: 0;
}
.nav-links { display: flex; gap: 2rem; list-style: none; align-items: center; }
.nav-links a { font-size: .9rem; font-weight: 500; color: var(--gray-700); transition: color .15s; }
.nav-links a:hover, .nav-links a.active { color: var(--navy); }
.nav-cta {
  background: var(--navy) !important; color: var(--white) !important;
  padding: .5rem 1.25rem; border-radius: var(--radius-sm);
  font-size: .875rem !important; transition: background .15s !important;
}
.nav-cta:hover { background: var(--navy-dark) !important; }
.nav-mobile-toggle {
  display: none; background: none; border: none; cursor: pointer; padding: .25rem;
}
.hamburger { display: flex; flex-direction: column; gap: 5px; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--gray-700); border-radius: 2px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 4rem 1.5rem;
  text-align: center;
}
.page-hero h1 { color: var(--white); margin-bottom: .75rem; }
.page-hero p { color: rgba(255,255,255,.75); font-size: 1.1rem; max-width: 580px; margin: 0 auto; }

/* ── GOLD BANNER ── */
.gold-banner {
  background: var(--gold-pale);
  border-top: 1px solid #f0d98a;
  border-bottom: 1px solid #f0d98a;
  padding: 2.25rem 1.5rem;
}
.gold-banner-inner {
  max-width: 900px; margin: 0 auto;
  display: flex; gap: 1.5rem; align-items: flex-start;
}
.gold-banner-icon {
  width: 46px; height: 46px; border-radius: 10px;
  background: #fef3c7; border: 1px solid #fde68a;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.gold-banner-icon svg { width: 22px; height: 22px; stroke: var(--gold); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.gold-banner h3 { color: #7c5c0a; margin-bottom: .3rem; font-size: 1.05rem; }
.gold-banner p { color: #7c5c0a; font-size: .93rem; }

/* ── CARDS ── */
.card {
  background: var(--white); border: 1px solid var(--gray-100);
  border-radius: var(--radius-md); padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow .2s, transform .2s;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-icon {
  width: 46px; height: 46px; border-radius: 10px;
  background: var(--blue-light);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.1rem;
}
.card-icon svg { width: 22px; height: 22px; stroke: var(--blue); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.card-icon.gold { background: var(--gold-light); }
.card-icon.gold svg { stroke: var(--gold); }

/* ── FOOTER ── */
footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,.6);
  padding: 3.5rem 1.5rem 2rem;
  font-size: .875rem;
}
.footer-inner {
  max-width: 1100px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 3rem;
}
.footer-brand .logo { font-size: 1.05rem; font-weight: 700; color: var(--white); margin-bottom: .5rem; }
.footer-brand p { color: rgba(255,255,255,.5); line-height: 1.65; max-width: 320px; font-size: .875rem; }
.footer-col h4 { color: var(--white); font-size: .8rem; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 1rem; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: .55rem; }
.footer-col ul li a { color: rgba(255,255,255,.5); transition: color .15s; }
.footer-col ul li a:hover { color: var(--white); }
.footer-bottom {
  max-width: 1100px; margin: 2.5rem auto 0;
  padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.08);
  display: flex; justify-content: space-between; align-items: center;
  font-size: .8rem; color: rgba(255,255,255,.35);
}

/* ── RESPONSIVE ── */
@media (max-width: 820px) {
  .nav-links { display: none; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: 68px; left: 0; right: 0;
    background: var(--white); border-bottom: 1px solid var(--gray-100);
    padding: 1.25rem 1.5rem; gap: 1.25rem; z-index: 99;
  }
  .nav-mobile-toggle { display: flex; }
  .footer-inner { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; gap: .75rem; text-align: center; }
}