JP Surplus Funds helps eligible property owners and heirs recover surplus funds that may remain after foreclosure and tax sales — with honest, transparent guidance every step of the way.
How we approach every case
When a property is sold at foreclosure or a tax sale, and the sale proceeds exceed the amount owed to lienholders, the difference is known as surplus funds — or excess proceeds.
These funds may be legally owed to the former property owner or their heirs. Every year, millions of dollars in surplus funds go unclaimed simply because people don't know they exist or aren't sure how to navigate the recovery process.
JP Surplus Funds exists to help bridge that gap.
See How Recovery WorksFunds remaining after a lender forecloses and the property sells for more than what was owed.
Excess proceeds from a county or municipality's tax sale of a property with unpaid taxes.
If the original property owner has passed away, heirs or estate representatives may be entitled to recover the funds on behalf of the estate.
We handle the complexity so you don't have to. Here's what working with JP Surplus Funds looks like.
We research public records to confirm whether surplus funds may be available and determine if you're eligible to file a claim.
Learn moreWe gather documentation, identify the correct agency, explain requirements, and coordinate with attorneys when necessary.
Learn moreOnce approved by the relevant authority, funds are distributed according to the applicable procedures. We stay with you through the end.
Learn moreWe only get paid if funds are successfully recovered on your behalf.
Fees are disclosed upfront. Clear communication is central to how we work.
Every case is different. We take time to understand your specific situation.
We guide you from the first conversation through successful recovery.
Reaching out doesn't commit you to anything. We'll answer your questions honestly and help you understand what, if any, options may be available to you.